Sandbox Participants

Participant

Start Date

Product Description

October 11, 2018
A financial service platform implementing an array of avante garde technologies to improve today’s payment systems through the utilization of direct ACH payments through OM’s centralized wallet infrastructure.
October 29, 2018
An application that offers consumers personalized savings plans and credit opportunities through their existing bank account.
October 29, 2018
A blockchain-enabled product designed to purchase financing without a credit check and offer affordable, consumer-friendly vehicle title loans with an APR cap of 20%.
March 20, 2019
A business model for income-sharing agreements that provide qualified consumers with a fixed amount of money in exchange for a percentage of the consumer’s future income over a scheduled period of time, subject to contingencies involving periods of unemployment or lowered income.
May 8, 2019
A platform to help investors compare potential investment opportunities by providing an algorithm-based evaluation tool for potential solar and wind power projects looking for funding.
July 11, 2019
A financial services “club” using money transmission services in connection with the sale of digital assets aimed at providing a cash management solution for licensed medical marijuana providers.
January 8, 2020
A business model for refinancing motor vehicle retail installment contracts that aims to use proprietary technology to provide consumers with lower interest rates.
February 14, 2020
A consumer lending model using artificial intelligence technology and proprietary algorithms to offer consumers more favorable loan terms, including zero interest cash advances with a one-time flat fee.