March 20, 2019
A business model for income-sharing agreements that provide qualified consumers with a fixed amount of money in exchange for a percentage of the consumer’s future income over a scheduled period of time, subject to contingencies involving periods of unemployment or lowered income.
May 8, 2019
A platform to help investors compare potential investment opportunities by providing an algorithm-based evaluation tool for potential solar and wind power projects looking for funding.
July 11, 2019
A financial services “club” using money transmission services in connection with the sale of digital assets aimed at providing a cash management solution for licensed medical marijuana providers.
January 8, 2020
A business model for refinancing motor vehicle retail installment contracts that aims to use proprietary technology to provide consumers with lower interest rates.
February 14, 2020
A consumer lending model using artificial intelligence technology and proprietary algorithms to offer consumers more favorable loan terms, including zero interest cash advances with a one-time flat fee.