Arizona Attorney General

Mark Brnovich



What are some of the disadvantages of having a security freeze?

You should be aware that using a security freeze to control access to your credit file may delay, interfere with, or prohibit you from acquiring the timely approval of loans, insurance, rental housing, government services, utilities, or other services including instant credit at a point of sale.

If you wish to apply for a new credit account or other credit relationship, and the prospective lender or company needs to access your credit report, you will need to either remove or temporarily lift the Security Freeze.