Arizona Attorney General

Mark Brnovich

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Before You Go To The Dealer

Do your homework.

  • Ask family or friends for dealership recommendations.
  • Check with the Better Business Bureau or online review sites for dealer reviews.
  • Know what you want and what it should cost before you visit a dealership. Use a library or the Internet to get an idea of a price range and options before you go.

Determine Car Financing Options.

  • Car loans that were traditionally offered for 3 or 4 year periods may now last for 6 years or more.  Even a loan with a low monthly payment may add up to an inflated purchase price.
  • Calculate exactly how much you can afford in terms of price and then figure out what monthly payments fit that budget. People who go to dealers without such knowledge and who then negotiate based solely on what they can pay per month usually end up paying more over the life of the loan.
  • Arrange vehicle financing with your bank or credit union before you go car shopping. Pre-qualify with the bank or credit union that gives you the best deal. If you have an account with the lender, many will pre-qualify you over the phone.